This article is part of series featuring key comments from Kim Mackrill and Jud Mackrill on the future of financial advice. Written by David Conti and published by FA Magazine.


About 10 years ago, the roots of financial wellness (FW) stemmed from the need for HR departments in corporate America to better educate and engage their workforce.

Without financial wellness, productivity suffers, and employees spend too much time dealing with personal financial issues; not doing their job.

Fortunately, much has changed. HR departments have accepted help from the financial services industry to help drive better outcomes. The goal: better financial and health literacy—and happier, and healthier employees who are better equipped to manage the health and financial risks.